Wednesday, June 06, 2012

Holidays to be observed in Central Government Offices during the year 2013

F.No.12/4/2012-JCA-2
Government of India
Ministry of Personnel, Public Grievances and Pensions
(Department of Personnel and Training)

North Block, New Delhi
Dated the 5th June, 2012

Subject: Holidays to be observed in Central Government Offices during the year 2013.

It has been decided that the holidays as specified in the Annexure-I to this O.M. will be observed in all the Administrative Offices of the Central Government located at Delhi/New Delhi during the year 2013. In addition, each employee will also be allowed to avail himself/herself of any two holidays to be chosen by him/her out of the list of Restricted Holidays in Annexure - II.

2. Central Government Administrative Offices located outside Delhi/New Delhi shall observe the following holidays compulsorily in addition to three holidays as per para 3.1 below...
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Posted by Nandhi at 6/06/2012 06:10:00 PM 0 comments
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Stop charging prepayment penalty on home loans: RBI to banks


Stop charging prepayment penalty on home loans: RBI to banks

In a relief to borrowers, the RBI on Tuesday  asked banks to immediately stop charging penalty on pre-payment of home loans taken on floating interest rates.

"It has...been decided that banks will not be permitted to charge foreclosure charges\pre-payment penalities on home loans on floating interest rate basis, with immediate effect," the Reserve Bank said in a communication to banks.

The RBI noted that the Damodaran Committee had observed that foreclosure charges levied by banks on prepayment of home loans were resented by home loan borrowers.

This is particularly so considering that banks were found to be hesitant in passing on the benefits of lower interest rates to the existing borrowers in a falling interest rate scenario, it added.
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Posted by Nandhi at 6/06/2012 12:55:00 PM 0 comments
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