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Retirement Benefits:- Central Government Employees Group Insurance Scheme The Scheme, Central Government Employees' Group Insurance Scheme (CGEGIS) came into force from 1st January,1982. This scheme provides for the Central Govt. employees the two fold benefit viz. (1) insurance cover to help their families and (2) lump sum payment to augment their resources on retirement. The scheme has two funds namely (1) Insurance Fund and (2) Savings Fund. A portion of the subscription is credited to Insurance Fund and the other portion to the Savings Fund in the ratio of 3:7. The Savings Fund will earn interest at the prescribed rate to be compounded quarterly. Eligibility (i) The scheme is compulsory for all regular employees including canteen employees. (ii) Employee joining service from Ist January of a year will be a member of the Scheme from the date of joining. (iii) Employee joining service on any other date will be entitled for insurance cover alone from the actual date of joining till the end of that year and will become full fledged member from the 1st January of the next year. (iv) Re-employed defence personnel shall not be admitted to this scheme until the expiry of extended insurance cover under the Group Insurance Scheme for Armed Forces. Subscription and Insurance Cover (i) Under the scheme monthly subscriptions are to be made by each group of employees to get the appropriate insurance cover as follows (a) For members as on 31.1.1989, who opted for the old scheme :
Group of Employees Subscription per month (Rs.) Amount of Insurance cover (Rs.)
(b) For members as on 31.1.1989 who opted for the new scheme and those joining on or after 1.2.1989 :
EmployeesFrom date of joining to succeeding Ist January From succeeding Ist January Insurance cover (Rs.)
(ii) If an employee is promoted to a higher grade in between a calendar year, his subscription will be raised w.e.f. the following 1st January. (iii) If an employee is reverted to a lower grade, his subscription and insurance will not be changed. It will remain as applicable to the higher grade to which he belonged before reversion. (iv) Subscription for a month shall be recovered from the employee’s salary for that month. (v) Subscription shall be recovered even for the month in which the employee ceases to be in service on account of retirement, death, resignation, removal etc. from service, or is on leave or suspension. (vi) If subscription is not paid during any period of extraordinary leave, the arrears will be recovered with interest due under the Scheme, in maximum 3 instalments, from the month following the month in which employee returns for duty. If an employee dies while on extraordinary leave , the arrears will be recovered with compound interest @ 12% p.a. from the amount payable to the family under the scheme. (vii) If subscription is delayed due to delayed payment of salary, no interest will be charged. (viii) In exceptional circumstances, when employee cannot subscribe to CGEGIS, he can make non-refundable withdrawal from his PF account and pay the subscription. (ix) 30% of the subscription will go to Insurance Fund and the balance 70% will go to Savings Funds. Fifth Pay Commission has recommended to revise the proportion to 25% and 75% provisionally and review the same based on mortality rates. Interest on Savings Fund Interest will be paid on the balance in the Savings Fund at prescribed rates, compounded quarterly. Benefits under the Scheme (i) On Resignation/Retirement :- Amount of subscription credited to the Savings Fund alongwith interest thereon will be paid to the employee. (ii) On Death : Amount of insurance cover of the group to which he belongs on the date of death and the accumulation in Savings Fund will be paid to his nominee/heirs. (iii) If an employee dies before he was enrolled as a member (i.e. between the date of his joining service and the following Ist January), only the insurance amount will be paid to the nominee/heirs. (iv) Assignment of Insurance Cover and Savings Fund for obtaining loans : An employee can assign the insurance cover and accumulation in the savings fund to a recognised financial institution, for obtaining housing loans. However, no loans/advance or withdrawals are permitted from Insurance Fund/Savings Fund. (v) The amount of subscription is eligible for Income Tax Rebate u/s 88 of IT Act. Mode of Payment (i) The payment under the scheme shall be made to the employee in case of retirement, or quitting service otherwise. (ii) In case of employee's death, the amount shall be paid to : (a) if there is a valid nomination, to the nominee(s) in the manner prescribed. (b) if there is no valid nomination, as per valid nomination for GPF. (c) if there is no valid nomination for PF also, then in equal shares to widow(s)/minor sons and unmarried daughters. When none of these are alive, then to other members of the family in equal shares. (d) if neither any valid nomination is there, nor any member of the family is alive then to legal heirs on furnishing the succession certificate. (iii) When the whereabouts of an employee are not known : (a) Savings Fund accumulation will be paid to the nominees/members of the family/legal heirs after one year following the month of disappearance on furnishing a police report that employee is not traceable in spite of all efforts and an Indemnity Bond. (b) The insurance amount will be paid after 7 years of the disappearance on production of decree of presumed death of the employee. (c) Full subscription for the first year and reduced subscription for the insurance premium alone for the next 6 years will be recovered from the amount payable. Other Conditions : (a) The amount due to the minor can be paid to mother as natural guardian without any certificate in the case of non-Muslims and with guardianship certificate in the case of Muslims. (b) If any person eligible for share of benefits is charged with murder or abetting murder of the employee, his claim will be suspended. If he is convicted he will be debarred from receiving any share, if he is acquitted his share will be paid without any interest. (c) Any dues to the government cannot be recovered from amount payable under the scheme.

List of Central Government Departments

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List Of Central Government Departments

1. Central Armed Police Forces
2. Central Police Organisation
3. Defence Finance
4. Department of Administrative Reforms and Public Grievances (DARPG)
5. Department of Agricultural Research and Education (DARE)
6. Department of Agriculture and Co-operation
7. Collapse Department of AIDS Control
8. Department of Animal Husbandry, Dairying and Fisheries
9. Department of Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homoeopathy (AYUSH)
10. Department of Biotechnology (DBT), Government of India
11. Collapse Department of Border Management
12. Department of Chemicals and Petrochemicals
13. Department of Commerce
14. Department of Consumer Affairs
15. Department of Defence
16. Department of Defence Production
17. Department of Defence Research & Development
18. Collapse Department of Disability Affairs
19. Department of Disinvestment
20. Department of Economic Affairs
21. Department of Electronics and Information Technology (DeitY)
22. Department of Expenditure
23. Department of Ex-Servicemen Welfare
24. Department of Fertilizers
25. Department of Financial Services
26. Department of Food and Public Distribution
27. Department of Health and Family Welfare
28. Department of Health Research
29. Department of Heavy Industries
30. Department of Higher Education
31. Department of Home
32. Department of Industrial Policy and Promotion
33. Department of Internal Security
34. Collapse Department of Jammu & Kashmir (J & K) Affairs
35. Department of Justice
36. Department of Land Resources (DLR)
37. Department of Legal Affairs
38. Department of Official Language
39. Department of Pension & Pensioner's Welfare
40. Department of Personnel and Training
41. Department of Pharmaceuticals
42. Department of Posts
43. Department of Public Enterprises
44. Department of Revenue
45. Department of Rural Development (DRD)
46. Department of School Education and Literacy
47. Department of Science and Technology (DST)
48. Department of Scientific and Industrial Research (DSIR)
49. Department of Social Justice and Empowerment
50. Department of Sports
51. Department of States
52. Department of Telecommunications (DOT)
53. Department of Youth Affairs
54. India Meteorological Department (IMD)
55. Indian Armed Forces
56. Inter-Services Organisations
57. Legislative Department
58. Collapse Principal Controller of Defence Accounts, Western Command, Changigarh

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1.The proposal for recognition of a private hospital under CS (MA) Rules should be recommended/forwarded by the local Central Government Employees Welfare Co-operation Committee. 

 2.The proposal should also be recommended/forwarded by the Health Department of the respective State Government. 

 3.A minimum number of 500 Central Government employees should be residing in the city and be benefited by the recognition of the hospital under CS (MA) Rules. 4.An adequate number of beds should be available in the hospital preferably: (a) 100 for class 'A' cities. (b) 50 for class 'B' cities (c) 30 for class 'C' cities However, the above criteria can be relaxed according to requirement. 5.A hospital providing generalized treatment and diagnostic facilities should have the following departments:- UPTO 100 BEDDED HOSPITAL MEDICAL AND ALLIED DISCIPLINES 1. Anaesthesiology 2. Emergency Services 3. General Medicine 4. General Surgery 5. Obst. & Gynaecology 6. Paediatrics 7. Pathology 8. Radio Diagnosis 100 AND ABOVE BEDDED HOSPITAL 1. Anaesthesiology 2. Blood /Transfusion 3. Emergency Medical & Trauma Services 4. Dentistry 5. Dexmatology & Venerology 6. General Medicine 7. General Surgery 8. Obst. & Gynaecology 9. Opthalmology 10. Orthopaedics 11. Oto Rhino Laryngology 12. Paediatircs 13. Physical Medicine 14. Psychiatary 15. Radio Diagnosis including Imaging. The hospital should meet the following fundamental aspects of hospital planning. 

 A. FUNCIONAL REQUIREMENT The hospital should provide the following facilities to the patients:- 
 (a) O.P.D. treatment 
(b) Indoor patient treatments 
(c) Supportive and Basic Diagnostic facilities
 (d) Operation Theatre and Labour Room facilities. 

B. BUILDING AND SPACE REQUIREMENT (a) The building must comply with the local municipal bye-laws. (b) The floor space available for patients should be at least 100 sq.ft.per bed. There should be one lavatory/bathroom for 1-5 beds. (c) Isolation arrangements should be immediately available for septic and infection cases. (d) A nurses duty room should be available with facilities for the nurses to carry on their duties efficiently. (e) A separate labour room and a separate operation theatre shall be provided with minimum floor space of 180 sq.ft. each. (f) There should be provisions for a standby generator for meeting emergency requirement in case of a power failure. 

 C. MANPOWER REQUIREMENT (a) The hospital should have adequate manpower both medical and paramedical including specialists (Full Time/visiting) for each specialty/ department available, commensurate with the bed strength of the hospital for providing reasonable quality medicare. (b) The hospital should have adequate number of qualified Resident Medical Officers for providing round the clock emergency treatment. 

 D. INSTRUMENT/EQUIPMENT The hospital should have the major equipment for providing reasonable diagnostics (pathological and radiological) resuscitative, therapeutic and operative facilities commensurate with the bed strength, departments and specialties available in the hospital. (Minimum standards as per B.I.S. will be considered for recommending the case). 

 6. The hospital should provide round the clock emergency and trauma services. 

 7. The hospital should have a minimum of one major O.T., one minor O.T. and a labour room in the hospital. 

 8. Wherever required, a visit to inspect the facilities available in the hospital may be carried out by a team of experts constituted with the approval of D.G.H.S or the agency nominated by the Ministry of Health & Family, for which inspection fee, as applicable will have to be deposited by the hospitals with the inspection agency. 

 9. The recognition may be granted for a fixed period i.e. 4 years at a time. After that period, the hospital will be requested to re-apply for recognition giving the relevant details. The hospital should apply at least three months prior to expiry of its recognition to Department of Health & Family Welfare for re-recognition. 

 10. The rates charged by the hospital for various diagnostic and therapeutic procedures should be at par or less than the rates being charged by nearby private recognized hospitals of similar nature under CS (MA) Rules. If no such recognized hospitals are available in the nearby areas, rates may be compared with rates of C.G.H.S. approved hospitals in a similar class of city (as per classifications made by the Government in respect of City Compensatory Allowance). 

 11. For hospitals providing specialized/super specialized treatment/diagnostic facilities, additional technical information as required will be obtained before recommending the same for recognition under CS (MA) Rules. 

 12. The hospital should submit an undertaking that the requirements of the statutory provisions relating to 'Disposal of Bio-Medical Waste' are being complied with. 

 13. The hospitals applying for recognition under CS(MA) Rules, 1944, should furnish details regarding any adverse rulings from Consumer Courts or any other Court of Law on a case filed by a patient or his/her relative/friend against improper medical care or wrong medical care, and whether any appeal his pending in any higher Court of Laws during the last five years. 

 14. A certificate to be furnished by the applicant certifying the veracity of the particulars given in the application for recognition; and 15. Furnishing of information in the application as to whether the hospital is (i) ISO certified (ii) accredited to QCI or (iii) adhering to Bureau of Indian Standards For downloading "A" Certificate and "B" Certificate...

Salary windfall for CPSU Officers

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Anticipated news has published for CPSU officers today...





A government panel today recommended a pay hike for over 2.5 lakh officers in Central Public Sector Undertakings, whose heads may take home a salary windfall of up to Rs 1 lakh a month,along with liberal benefits such as stock options and productivity rewards. The new wage structure that represents a 25 to 45 per cent hike also offers Employees Stock Option Scheme (ESOP), variable pay and risk rewards and will be implemented retrospectively from January 1, 2007.

"The government will take a view on the recommendations by December 31,"said Minister for Heavy Industry Santosh Mohan Dev after receiving the report of the Second Pay Revision Committee headed by former Supreme Court judge Jagannadha Rao. Commenting on the recommendations, PSU chamber SCOPE Director General S M Diwan said: "The benefits to the executives would range from 25 to 45 per cent depending upon the profitability of their enterprise and their seniority.

" Under the proposed dispensation, the CPSEs will be divided into five categories depending upon the turnover, manpower and geographical spread and the CMDs in the top category will draw a fixed basic salary of Rs 1 lakh per month as against Rs 31,500 at the maximum grade currently. The basic pay of CMDs of the CPSEs falling in different categories will range from Rs 55,000 to Rs 1 lakh per month.

Expressing the possibility of further improving upon the recommendations of the second pay panel, Dev said, "The proposals are aimed at stopping the exodus of CPSE employees to the private sector." CPSEs employee around 16 lakh people, a government official said, adding that the pay structure of other staff members will be worked out after the seventh round of negotiations with workmen representatives.


E06550 - 200 - 1135012,600 - 32,500
E18,600 - 250 - 14,60016,400 - 40,500
E210,750 - 300 - 16,75020,600 - 46,500
E313,000 - 350 - 18,25024,900 - 50,500
E414,500 - 350 - 18,70029,100 - 54,500
E516,000 - 400 - 20,80032,900 - 58,000
E617,500 - 400 - 22,30036,600 - 62,000
E718,500 - 450 - 23,90043,200 - 66,000
E820,500 - 500 - 26,50051,300 - 73,000
E923,750 - 600 - 28,55062,000 - 80,000
DIRECTOR (D)18,500 - 450 - 23,90043,200 - 66,000
CMD (D)20,500 - 500 - 25,00051,300 - 73,000
DIRECTOR (C)20,500 - 500 - 25,00051,300 - 73,000
CMD (C)22,500 - 600 - 27,30065,000 - 75,000
DIRECTOR (B)22,500 - 600 - 27,30065,000 - 75,000
CMD (B)27,750 - 650 - 30,95075,000 - 90,000
DIRECTOR (A)27,750 - 650 - 30,95075,000 - 1,00,000
CMD (A)27,750 - 750 - 31,50080,000 - 1,25,000

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