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STATE WISE CENTRAL GOVERNMENT PENSIOERS DETAILS

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Health insurance plan for govt staff takes off

The Ministry of Health and Family Welfare has got cracking on the Sixth Pay Commission’s plan to introduce health insurance scheme for central government employees that would dramatically increase the number of locations and hospitals where they can access medical facilities.

The ministry has invited quotes for premium payments from non-life/health insurance companies, while an expert group advising the ministry on the scheme’s contours has met several times.

The insurance plan substantially adds to the current Central Government Health Scheme that covers only 24 districts and that too only for outpatients. It has a cumbersome system under which a CGHS-empanelled doctor can prescribe hospitalisation.

The introduction of Central Government Employee and Pensioners Health Insurance Scheme (CGEPHIS) will change all that.

“We have already floated the request for quotes from insurers on February 28. We expect the scheme to be finalised soon. The employee and his family will be covered for hospitalisation and surgical procedures for an amount of Rs 5 lakh,” said a ministry official close to the development.

There are an estimated 1.7 million families of serving employees and 700,000 retired employees under the CGHS. Sanjay Pande, managing director, Amicus Advisory said, employees will now have access to 3,000 hospitals and nursing homes under the new scheme.

The new scheme is being made compulsory for new entrants as well as those who retire after the launch of the planned scheme. It is optional for those retiring before the scheme is launched.
Source: Hindustantimes





Appendix-E

STATE WISE DETAILS OF CENTRAL GOVERNMENT
PENSIONERS



S.No.

Name of State

No. of Pensioners

1.

Assam

19,034

2.

Delhi

1,57,937

3.

Jharkhand

12,361

4.

Goa

1,959

5.

Maharashtra

72,475

6.

Tamilnadu

35,324

7.

West Bengal

74,140

8.

Bihar

26,907

9.

Gujarat

16,139

10.

Karnataka

23,308

11.

Rajasthan

33,758

12.

Uttar Pradesh

56,352

13.

Andhra Pradesh

33,763

14.

Kerala

40,033

15.

Uttranchal

34,378

16.

Himachal Pradesh

23,117

17.

Madhya Pradesh

20,849

18.

Daman & Diu

4

19.

Jammu & Kashmir

10,603

20.

Manipur

3,301

21.

Orissa

9,458

22.

Chattirgarh

2,100

23.

Nepal

7,514

24.

Tripura

4,893

25.

Andaman & Nicobar

12,909

26.

Meghalaya

3,087

27.

Chandigarh

9,506

28.

Haryana

40,219

29.

Mizoram

344

30.

Pondicherry

1,405

31.

Sikkim

624

32.

Arunachal Pradesh

2,451

33.

Nagaland

1,979

34.

Punjab

32,754

Total

8,24,958

(Source: Central Pension Accounting Office)
Note: CGHS Card Holders (Pensioners): 2,53,868 (as on 31.3.08)

Appendix-D

City wise CGHS package rates applicable on States



S.No.

CGHS Rates

State

1.

A&N Islands

2.

Hyderabad

Andhra Pradesh

3.

Guwahati

Arunachal Pradesh

4.

Guwahati

Assam

5.

Patan

Bihar

6.

Chandigarh

Chandigarh

7.

Bhopal

Chattishgarh

8.

Ahmadabad

Dadra & Nagar Haveli

9.

Ahmadabad

Daman & Diu

10.

Delhi

Delhi & Diu

11.

Pune

Goa

12.

Ahmadabad

Gujarat

13.

Chandigarh

Haryana

14.

Chandigarh

Himachal Pradesh

15.

Chandigarh

Jammu & Kashmir

16.

Randhi

Jharkhand

17.

Bangalore

Karnataka

18.

Thiruvanthapuram

Kerala

19.

Thiruvanthapuram

Lakshadweep

20.

Bhopal

Madhya Pradesh

21.

Mumbai

Mumbai including Navi Mumbai

Pune

Rest of Maharashtra

22.

Guwhati

Manipur

23.

Guwhati

Meghalaya

24.

Guwhati

Mizoram

25.

Guwhati

Nagaland

26.

Bhubaneswar

Orissa

27.

Chennai

Pondicherry

28.

Chandigarh

Punjab

29.

Janipur

Rajasthan

30.

Guwahati

Sikkim

31.

Chennai

Tamilnadu

32.

Guwahati

Tripura

33.

Lucknow

Uttar Pradesh

34.

Deharadoon

Uttarkhand

35.

Kolkata

West Bengal



Tax Deduction at Source on payment of interest on time deposits under Section 194A

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CIRCULAR NO- 03/2010.

F.No.275/66/2007-IT (B)
GOVERNMENT OF INDIA
Ministry of Finance
Department of Revenue
Central Board of Direct Taxes
*********

New Delhi the the 2nd March, 2010

OFFICE MEMORANDUM

Subject:Tax Deduction at Source on payment of interest on time deposits under Section 194A of the Income Tax Act, 1961 by banks following Core-Branch Banking Solutions (CBS) software – reg.

As per provisions of section 194A of the Income Tax Act 1961, income tax has to be deducted at source at the time of credit of interest income to the account of the payee or at the time of payment thereof in cash or by issue of a cheque or draft or by any other mode, at the rates in force if such interest amount exceeds specified limit. Further, Explanation to section 194A states that “for the purpose of this section, where any income by way of interest as aforesaid is credited to any account, whether called ‘Interest payable account’ or ‘Suspense Account’ or by any other name, in the books of account of the person liable to pay such income, such crediting shall be deemed to be credit of such income to the account of the payee and the provisions of this section shall apply accordingly”.

2. Representations have been received from Indian Banks Association (IBA) seeking clarification regarding deduction of tax at source from payment of interest on time deposits by banks using Core-Branch Banking Solutions (CBS) software. In case of banks using CBS software, interest payable on time deposits is calculated generally on daily basis or monthly basis and is swept & parked accordingly in the provisioning account for the purposes of macro-monitoring only. However, constructive credit is given to the depositor’s / payee’s account either at the end of the financial year or at periodic intervals as per practice of the bank or as per the depositor’s / payee’s requirement or on maturity or on encashment of time deposits; whichever is earlier.

3. The matter has been considered by the Board. Explanation to section 194A was introduced with effect from 1.4.1987 by the Finance Act, 1987 to plug the loophole of avoiding deduction of tax at source by crediting interest in the books of accounts under accounting heads ‘interest payable account’ or ‘suspense account’ instead of to the depositor’s / payee’s account. Therefore, the Explanation is not meant to apply in cases of banks where credit is made to provisioning account on daily/monthly basis for the purposes of macro monitoring only by the use of CBS software.

4. In view of the above position, it is clarified that since no constructive credit to the depositor’s / payee’s account takes place while calculating interest on time deposits on daily or monthly basis in the CBS software used by banks, tax need not be deducted at source on such provisioning of interest by banks for the purposes of macro monitoring only. In such cases, tax shall be deducted at source on accrual of interest at the end of financial year or at periodic intervals as per practice of the bank or as per the depositor’s / payee’s requirement or on maturity or on encashment of time deposits; whichever event takes place earlier; whenever the aggregate of amounts of interest income credited or paid or likely to be credited or paid during the financial year by the banks exceeds the limits specified in section 194A.

Hindi version to follow.

(Ansuman Pattnaik)
Director (Budget)


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