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CGEWHO : Prototype Interactive Public Questions & Answers

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Central Government Welfare Housing Organisation(CGEWHO)
Prototype Interactive Public Questions & Answers Frequently Asked Questions

(i) What is CGEWHO ?

Ans.: "CGEWHO" stands for "Central Government Employees Welfare Housing Organisation". It is a "Society" registered under Societies Registration Act 1860 and functions as an autonomous body of the Govt. of India under the aegis of M/o Housing & Urban Poverty Alleviation.

(ii) What are the AIMS of CGEWHO ?
Ans.: To provide dwelling units for the welfare of Central Government employees on "self-financing" and "No Profit-No Loss" basis all over India.

(iii) What is the Constitutional set-up of CGEWHO?
Ans.: CGEWHO is managed on a 4-tier system viz:      General Body comprising 14 members with Secretary, M/o Housing & Urban Poverty Alleviation as its President.
     Governing Council comprising 11 members with Secretary, M/o Housing & Urban Poverty Alleviation as its President.
     Executive Committee comprising 7 members with Joint Secretary(H), M/o Housing & Urban Poverty Alleviation as its Chairman.
     The organisation is headed by a Full-time Chief Executive Officer.

(iv) Where is the office located and what is its e-mail/ web address?
6th Floor, "A" Wing Janpath Bhawan, New Delhi. E-mail:- cgewho@nic.in Web-site: www.cgewho.nic.in

(v) What is the mission statement of CGEWHO ?
Ans.: (a) To undertake Welfare Housing Schemes on "NO PROFIT-NO LOSS" basis for the Central Government employees (serving and/or retired), for spouses of the deceased Central Government employees, regular employees in service of this Society and to spouses in case of deceased Central Govt. employees, by inter alia promoting the construction of houses / dwelling units. (b) To do all such things as are incidental or conducive to the attainment of the above objects or any of them.

(vi) Who all can apply for a dwelling unit from CGEWHO?
CGEWHO aims at serving and / or retired Central Government and regular CGEWHO employees. Moreover, spouses of the deceased employees or deceased retired Central Govt. employees can also apply, if otherwise, deceased employee would have been eligible.

(vii) What is a "Dwelling Unit(DU)" and can one obtain more than one DU from CGEWHO?
Ans.: CGEWHO invariably builds apartment blocks only i.e. flat types. Further, an eligible applicant can apply for any number of housing schemes of CGEWHO. But, finally, he can be allotted only one DU under any of the CGEWHO's housing schemes. Even if both Husband and wife are eligible, only one of them can own a dwelling unit..

(viii) Does CGEWHO also arrange financing of the dwelling units for its beneficiaries?
Ans.: CGEWHO does not arrange funds for its beneficiaries, its Housing Schemes being on self financing basis. However, requisite support/assistance for raising loan is extended, such as Format of HBA form / signing Tripartite Agreement / Providing non-encumbrance certificate(s) / Clarificatory Letter from CGEWHO (on request) / Copy of approved plan(s) / title deed of land.

(ix) Does CGEWHO collect/demand payment from its beneficiaries in lump-sum or in instalments.
Ans.: CGEWHO undertakes housing projects purely on "Self-financing" basis and collects cost generally in six instalments, spread over a period of approximately 30 months, as under:-

Instalment Amount Stage
- Earnest Money Alongwith Application
i. 30% of cost of DU less EMD On allotment
ii. 15% of cost of DU On commencement of construction.
iii. 20% of cost of DU After 4/6 months of previous instalment.
iv. 15% of cost of DU - do -
v. 20% of cost of DU - do -
vi. All other charges, including On offer of Possession escalation,interest,AOA charges, Stamp duty,reserve fund, Statutory levies etc.

2.5% rebate is offered, if the Full Payment is made within 45 days of allotment, subject to fulfilling other conditions. (May refer scheme brochure)

(x) Is Co-ownership allowed?

Ans.: Yes. Co-ownership is allowed, but at the time of executing Sale/Lease Deed of the DU. Till then, a `certificate' is issued for facilitating availing of loans to meet the requirements of financial institutions, in case required.

(xi) Can a person apply for any type of dwelling unit in a Scheme?
Ans.: NO. CGEWHO Rules provide for allotments on the basis of Group of Service to which a Government employee belongs, as per the following:-
Type A(One bedroom set) - D,C,B & A Groups
Type B(Two bedroom set) - C,B & A Groups
Type C(Three bedroom set) - B & A Groups
Type D(Four bedroom set) - A Group

(xii) After handing over possession of the dwelling units, who maintains the complex?

Ans.: i) After completion of the project, CGEWHO provide one year of defect liability period. Defects will be examined and rectified, wherever applicable, in defect liability period. Defect liability period starts from the date of completion of project and is not related to handing over of the DU to the beneficiary. ii) All Housing Complexes, developed by the CGEWHO, are maintained by an "Apartment Owners' Association", created by CGEWHO from amongst the beneficiaries of the concerned Scheme. iii) Initially, an Ad-hoc Committee is formed/elected. iv) "Apartment Owners' Association" is later registered with the concerned authorities to give it a legal status.

(xiii) Does CGEWHO charge the car parking cost separately or it is included in the cost of the dwelling unit?
Ans.: Car/Scooter parking is optional and is charged separately alongwith the final `instalment'.

Ans.: A beneficiary can sell the DU allotted to him after the same has been registered in his/her favour by CGEWHO, and after following the rules of the respective "Apartment Owners Association". (xv) Is any penalty levied if a person withdraws from a scheme?
Ans.: No `withdrawal charges' are levied in case of withdrawal before commencement of construction. Allottees withdrawing after the date of commencement of construction are levied "withdrawal charges" @ 15% of the first instalment. Allottees withdrawing after allotment of specific floor/flats are required to pay "withdrawal charges" @ 20% of the first instalment.

(xvi) What happens if an allottee dies ?
Ans.: The allotted DUs is transferred in the name of the nominee/legal/natural heir, on receipt of "succession/relinquishment" documents. (Format of which is available in CGEWHO's HO).

(xvii) How does CGEWHO select a station for setting up a housing complex?
Ans.: By conducting a Paid Demand Survey.

(xviii) How does CGEWHO ensure quality of its projects?
Ans.: CGEWHO follows a four-tier supervision/inspection mechanism for all its projects, as under: i) Supervision by the Contracting Agency ii) Supervision by the Architect Consultants iii) Supervision by CGEWHO's Project Team iv) Independent supervision by a Third-Party e.g.Indian Institute of Technology/ Engineering College of that city/Central Building Research Institute, etc.

(xix) How many housing projects have been completed by CGEWHO till now?
Ans.: So far 23 housing projects have been completed by CGEWHO at Chennai(PhI)(524), Nerul, Navi Mumbai(384), Sector 14, Panchkula(Ph-I)(98), Kolkata(Ph-I) (576), Sector-51, NOIDA(Ph-I&II)(1200), Kharghar, Navi Mumbai (1230), Sector- 56, Gurgaon(Ph-I&II)(1940), Chandigarh(305), Bangalore(Ph-I)(603), Hyderabad(PhI)(344), Kochi(43), Pune(Ph-I)(159), Sector-82, NOIDA(Ph-III, IV & V)(2276), Ahmedabad(310), Jaipur(184), Hyderabad(Ph-II)(178), Panchkula(Ph- II)(240), Lucknow(Ph-I)(130), and Pune(Ph-II)(148) - Total 10872 dwelling units.

(xx) Which are the on-going housing schemes of CGEWHO?
Ans.: On-going housing schemes are at Chennai(Ph-II)(572), Hyderabad(Ph-III)(380), Mohali(Ph-I)(603), Bhubaneswar(Ph-I)(256), Meerut(Ph-I)(90), Jaipur(Ph-II)(572) and Vishakhapatnam(Ph-I)(190) with 2663 dwelling units under various stages of construction and planning.

(xxi) Which are the likely future housing schemes of CGEWHO?
Ans.: Bhubaneswar(Ph-II), Kharghar(Ph-II), Kolkata(Ph-II), Mohali(Ph-II) and Chennai(Ph-III).

(xxii) For any further query, whom to contact?
Ans.: Shri P. K. Wadhwa, Dy Director (Admn), CGEWHO, "A", Wing, 6th Floor, Janpath Bhawan, Janpath, New Delhi-110001, contact no. 23717249.

CGEWHO’s Chennai (Ph-II) Project

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No. T-109/1

February 1, 2011

To all beneficiaries of Chennai (Ph II) housing project

Sub: CGEWHO’s Chennai (Ph-II) Project

Sir/ Madam,

This letter is being issued to you being the beneficiary of the project to update you regarding the present status of your project. The salient issues are dealt in succeeding paragraphs:

2. Reason(s) for delay in the execution of project :As intimated to you vide our letter no.A-507/2 dated 29.10.2007, there was a requirement of provisioning of about 3000 Nos.of RCC cost-in-situ pile foundation as recommended by IIT-Chennai, the Proof Consultant for the project. This has resulted in additional work, which was not envisaged earlier and took approximately one year additionally. Moreover, heavy rainfall and subsequent flooding at site during the period of monsoon in 2008 & 2009 as well as intermittent heavy rain fall and flooding substantially retarded the progress which required demobilization and mobilization of the site. Accordingly, the organization has taken all out efforts and after consistent persuasion, it is expected that the project is expected to be completed in the month of May 2011. As per the second call-up notice called in the month of June ’07, the organization was required to hand over the DUs in the month of Dec. ’09. Considering the period required as explained above towards piling works as well as delay occurred due to heavy rain fall and flooding, the project has been delayed for more than 1 ½ years than the originally scheduled date of completion. As you may agree the delay is beyond the control of the organization and we are thankful to you to keep your patience in waiting for possession of your DU by keeping confidence on CGEWHO. We are confident that the project shall be completed in all respects as per the revised schedule. 3. Increase in Costs – We have already intimated to you regarding the increase in cost vide our letter no.F/224/1dated 21st May 2009, as well as through the detailed letter no.A-507/2 dated 06.08.2009. As per the interim costing forwarded to you in the month of May ’09, there is an expected escalation of approx. 29% over and above original cost increase towards increase in area from the announced one. The details are again tabulated as under: (i) Due to Increase in Areas - The scheme was announced with the area and subject to revision which was indicated in the scheme brochure. During planning, there was an increase in the area which resulted in increase in the announced cost. (ii) Due to Escalation: As explained vide para 7 of the letter dated 06.08.2009, there was an increase of approx. 9% towards pile foundation and 14.5% on labour and material escalation to be paid to the construction agency as per Wholesale Price Index. Further, there was an increase in the cost of procurement of cement and steel being done by CGEWHO directly which resulted in increase of 6%. It may please be noted that these increases were inescapable and are to be charged to the project. Accordingly, the estimated cost derived and intimated to you in the month of May ’09 is a again tabulated as under:

Type of DU Announced areas (Sft) Finalized Built-up areas (Sft) %age increase Announced cost (Rs. In lacs) Adjusted announced cost (Rs. In lacs) Anticipated escalation etc. (Rs. In lacs) Total present cost (Rs. In lacs)
A 550 614 11.64% 5.75 6.42 1.87 8.28
B 950 1055 11.05% 9.90 11.00 3.24 14.24
C 1250 1353 8.24% 13.05 14.13 4.13 18.26
D 1500 1672 11.47% 15.65 17.45 5.12 22.57

4. Quality –

(i)Considering the substantial increase in the infrastructure development as well as real estate business, the standard of steel manufactured by Re-Rollers has become inconsistent and as such it was decided to discontinue procurement of steel from the ISI approved Re-Rollers and a decision was taken to purchase steel only from the main manufacturers, i.e TATA Steel, RINL, SAIL. Though the has increased the cost of the project marginally, considering the advantage of quality of construction, it is to inform you that the above increase is worth its cost.

(ii)As you are aware that IIT-Chennai has been appointed as Proof Consultant for the project to check all structural drawings before implementation at site as well as other provisioning towards development works of the project. Additionally M/s Astrowix India Project Solution Pvt. Ltd, the Project Management Consultant, are acting as third party check towards quality assurance of the project.

5.Expected Completion –Undoubtedly there has been a delay in completion of the project due to the situations beyond the control of CGEWHO, as stated in para 2.All efforts are being made to complete the project in minimum possible time and the project is being monitored regularly by officers of CGEWHO as well as officials of Ministry of Housing&Urban Poverty Alleviation. Considering that the Project Monitoring Committee shall be in position shortly, it will give further impetus to the project. Based on reasons given at para 2 above and considering the completion period of 30 months from commencement of construction (as defined in the scheme brochure) the project to be completed by Dec ‘09.Considering the period for completion of piling, the project should have been completed in the month of Dec. ’10. However, due to the frequent monsoons and delay occurred due to the flood like situation as well as considering the present status of the project, are expecting to complete the construction by May ’11 and hand over the DU to you subsequently.

6. Option of withdrawal – Notwithstanding, if any beneficiary still feels aggrieved and wishes to withdraw from the scheme he/she may do so and the organization will not charge any `withdrawal charges’ and amount deposited by the beneficiary will be refunded along with interest @ 6.5% (which is the average term deposit rates of our banker)from the date of deposit till payment to the beneficiary, as a special case. This option will remain open for 45 days from the date of issue of this letter. Beneficiaries choosing to withdraw should forward the following :
i) Request for withdrawal ;
ii) Original Allotment Letter
iii) Original Payment Receipt (s)
iv) Duly-stamped and discharged Pre-Receipt (Proforma available in the CGEWHO BROCHURE).

7. All out efforts are being made to complete the project as explained above.

Yours faithfully,
(M K Maity)
Dy Director (Admn)
For Chief Executive Officer

Selection for promotion to Group 'B' posts of Assistant Nursing Officer in Pay Band PB-3 (Rs.15600-39100) with Grade Pay of Rs.5400

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RBE No. 36/2011


New Delhi, dated: 17th March, 2011

The General Managers,
All Indian Railways & Production Units.

      Sub:      Selection for promotion to Group 'B' posts of Assistant Nursing Officer in Pay Band PB-3 (Rs.15600-39100) with Grade Pay of Rs.5400.

In terms of instructions contained in Board's letter of even number dated 03.05.2007 (RBE. No.70/2007), the Group 'B' post of Assistant Nursing Officer in the pay scale of Rs.7500-12000 was to be filled through the normal process of selection comprising written test and viva voce (including assessment of record of service) from amongst Chief Matrons in the Scale of Rs.7450-11500 with 2 years service in the grade, failing which, Chief Matrons with 3 years combined service in the scale of Rs.7450-11500 and Rs.6500-10500.

2. Consequent upon implementation of the pay scales recommended by the VI Pay Commission, the matter regarding eligibility conditions for promotion to Group 'B' post of Assistant Nursing Officer has been considered by the Board and it has been decided that Chief Matrons in Pay Band PB-3 (Rs.15600-39100) with Grade Pay of Rs.5400/- will be eligible to appear for Group 'B' Selections for the post of Assistant Nursing Officer, provided they have rendered not less than 2 years of non-fortuitous service in the grade.

3. The above instructions will be effective from the date of issue of this letter. However, selections which have already been finalized need not be disturbed.

4. Please acknowledge receipt.



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